Project Snapshot
Location: Johns Island, South Carolina
Purchase Price: $520,000
Initial Rehab Investment: $117,480
Original Target Sale Price: $700,000
Final Listing Price: $950,000
Final Sale Price: $950,000
Loan Closing: September 16, 2025
Sale Date: July 14, 2026
The Opportunity
Johns Island continues to be one of the most sought-after areas of the Charleston, South Carolina real estate market, making it an attractive market for experienced investors looking for fix-and-flip opportunities.
This project started with a $520,000 acquisition and an initial renovation plan totaling $117,480. The original strategy was to complete the improvements and bring the property to market around $700,000.
But as the project progressed, the borrower recognized an opportunity to do more.
Rather than simply completing the minimum renovation necessary to reach the original target, the investor decided to expand the scope of work and further improve the property. The additional investment transformed the property’s potential and positioned it for a significantly higher sale price.
The Renovation
The renovation focused on creating a more cohesive, updated home while maximizing the property’s appeal to today’s Johns Island buyers.
Key areas of the transformation included the kitchen, living spaces, dining area, bathrooms, and exterior.
Kitchen
The kitchen received a significant update, creating a more modern and marketable space while complementing the overall design of the home.
Living Area
The living space was refreshed to create a brighter, more inviting environment and better showcase the home’s potential to buyers.
Bathrooms
The bathrooms were updated as part of the renovation, bringing the finishes and overall feel of the home in line with the expectations of the Johns Island market.
Dining Area
Updates to the dining area helped create a more finished, cohesive look throughout the home’s interior.
When the Strategy Changed
One of the most interesting parts of this project was what happened after the initial renovation plan.
The borrower originally intended to sell the property for approximately $700,000. But after evaluating the property and the market, the decision was made to invest additional capital into the project and take the renovation further.
That decision changed the economics of the deal.
Instead of listing around the original $700,000 target, the finished property was ultimately listed for $950,000.
And the market responded.
The property sold for $950,000 on July 14, 2026 — exactly at the asking price.
The result was a $250,000 increase over the property’s original $700,000 target sale price.
The Numbers
The project began with a $520,000 purchase price and an initial rehab budget of $117,480, bringing the purchase plus initial renovation investment to $637,480.
The property’s final sale price was $950,000.
That represents a $312,520 gross difference between the purchase-plus-initial-rehab figure and the final sale price, before financing costs, additional project costs, closing costs, commissions, taxes, insurance, and other expenses.
The property’s estimated after-repair value was $975,000, and the final sale at $950,000 came in just $25,000 below that projected ARV.
Most importantly, the borrower did not simply stick to the original plan. They recognized that additional investment could create substantially more value and adjusted their strategy accordingly.
Why Flexibility Matters in Fix-and-Flip Financing
Real estate projects rarely go exactly according to the original plan.
A renovation may uncover an opportunity to improve the property further. The market may shift. A borrower may realize that spending more on the right improvements could dramatically increase the property’s resale value.
That’s why the relationship between an investor and their private lender matters.
At Low Tide Private Lending, we understand that successful real estate investing requires more than simply getting a loan closed. Investors need a lending partner who understands the project, communicates throughout the process, and can work with them as circumstances change.
This Johns Island project is a great example.
The original plan was a $700,000 sale.
The borrower saw an opportunity to create more value, expanded the project, and ultimately sold the property for $950,000.
A Successful Johns Island Fix-and-Flip
From a $520,000 acquisition to a $950,000 sale, this project demonstrates what can happen when an investor combines the right property, a thoughtful renovation strategy, and the flexibility to adapt as the project develops.
For real estate investors looking for fix-and-flip financing in Johns Island, Charleston, and throughout South Carolina, having the right capital partner can make a meaningful difference.
At Low Tide Private Lending, we provide short-term private lending solutions for real estate investors, including fix-and-flip loans, bridge loans, cash-out refinances, and other investment property financing.
We focus on more than the transaction. We focus on the relationship.
Looking for Fix-and-Flip Financing in South Carolina?
If you’re evaluating your next investment property in Johns Island, Charleston, Mount Pleasant, Summerville, or other South Carolina markets, we’d be happy to take a look at the deal.