Products

Fix-and-Flip Loans

Purpose: Financing for purchasing and renovating investment properties.

Key Features:

✔ Fast closings—funding in 10 business days or less.

✔ ARV-based loan amounts—loans up to 75% of the After-Repair Value (ARV).

✔ Flexible draw process—aligned with renovation milestones.

✔ Construction costs covered—financing available for up to 100% of renovation expenses.

Ideal For: Investors looking to buy, renovate, and sell properties for a profit.

Bridge Loans

Purpose: Short-term financing to bridge the gap between acquiring a property and securing long-term funding. 

Key Features: 

✔ Quick approval and funding process. 

✔ Designed for properties needing light renovations or stabilization before refinancing. 

✔ No prepayment penalties for early payoff. 

Ideal For: Investors needing temporary financing to secure properties or manage immediate cash flow needs. 

Cash-Out Refinances

Purpose: Unlocking equity in an existing investment property for reinvestment. 

Key Features: 

✔ Quick access to capital without selling the property. 

✔ Competitive terms for real estate investors. 

✔ Funds can be used for property improvements, new investments, or other business needs. 

Ideal For: Investors leveraging property equity to expand their portfolios. 

Transactional Funding

Purpose: Providing capital at closing for real estate transactions. 

Key Features: 

✔ Funds are provided directly at the closing table. 

✔ Ideal for wholesalers and investors needing immediate financing. 

✔ Eliminates the need for investors to front their own capital before resale. 

Ideal For: Investors and wholesalers looking for quick and efficient closing solutions without using their own funds. 

Why Choose Low Tide Private Lending?

✔ Fast Closings – Loan funding in as little as 10 business days.

✔ Boutique Lending Experience – Tailored, personalized service for your unique needs.

✔ Expertise – Decades of real estate investing and lending experience.

✔ Local Knowledge – Serving North Carolina, South Carolina, and select markets in Georgia.